Wholesale Lending - Loans Structurer (Europe)

Although English is the language used within the bank, the role holder is expected to be a German native speaker.

Purpose of the role

To design and execute loan transactions for the bank\’s corporate and institutional clients, collaborating with the bank\’s relationship managers, credit analysts, syndicate desk, and legal team to develop and structure loan transactions that meet the needs of the client and the bank\’s risk appetite.

Accountabilities

1. Development of loan structures that align with clients\‘ needs, considering loan size, seniority, term, pricing, covenants, and repayment structures.
2. Collaboration with credit analysts to assess the creditworthiness of borrowers and determine risk levels associated with loans, mitigating risks through appropriate loan terms and structures.
3. Development of financial models to evaluate the impact of various loan structures on clients\‘ financial statements, cash flows, and ability to repay.
4. Monitoring the performance of existing loan portfolios and making recommendations for adjustments when needed.
5. Maintaining awareness of loan market conditions, pricing trends, and competitor behavior; using that knowledge to better position our client recommendations.
6. Producing high-quality client-facing materials, thematic as well as transaction-specific; maintaining an origination dialogue with clients outside of the regular refinancing lifecycle.

Director Expectations

1. Managing a business function, providing significant input to function-wide strategic initiatives. Contributing to and influencing policy and procedures for the function, and planning, managing, and consulting on multiple complex and critical strategic projects, which may be business-wide.
2. Managing the direction of a large team or sub-function, leading other people managers and embedding a performance culture aligned to the values of the business. For individual contributors, leading organization-wide projects and acting as deep technical experts and thought leaders, identifying new ways of working and collaborating cross-functionally. Training, guiding, and coaching less experienced specialists and providing information affecting long-term profits, organizational risks, and strategic decisions.
3. Providing expert advice to senior functional management and committees to influence decisions made outside of own function, offering significant input to strategic initiatives.
4. Managing, coordinating, and enabling resourcing, budgeting, and policy creation for a significant sub-function.
5. Escalating breaches of policies or procedures appropriately.
6. Fostering and guiding compliance, ensuring regulations are observed, and relevant processes are in place to facilitate adherence.
7. Monitoring and influencing external environment, regulators, or advocacy groups on behalf of Barclays, when appropriate.
8. Demonstrating extensive knowledge of how the function integrates with the business division or Group to achieve overall business objectives.
9. Maintaining broad and comprehensive knowledge of industry theories and practices within own discipline, alongside up-to-date sector or functional knowledge, and insight into external market developments and initiatives.
10. Using interpretative thinking and advanced analytical skills to solve problems and design solutions in often complex or sensitive situations.
11. Exercising management authority to make significant and strategic decisions within own area.
12. Negotiating with and influencing stakeholders at a senior level both internally and externally.
13. Acting as principal contact point for key clients and counterparts in other functions or business divisions.
14. Mandated as a spokesperson for the function and business division.

All Senior Leaders are expected to demonstrate leadership behaviors: Listen and be authentic, Energize and inspire, Align across the enterprise, Develop others (LEAD).

All colleagues are expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, and the Barclays Mindset of Empower, Challenge, and Drive.

#J-18808-Ljbffr