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- Aufgaben: Lead the Business Credit Cards product and enhance customer experience.
- Arbeitgeber: Join Raiffeisen Bank International, a leader in Austrian banking with a diverse customer base.
- Mitarbeitervorteile: Enjoy flexible hours, hybrid work options, and a range of employee perks.
- Warum dieser Job: Be part of a dynamic team driving innovation in the credit card market.
- Gewünschte Qualifikationen: Experience in credit card management and agile project delivery is essential.
- Andere Informationen: Fluency in German and English is required; competitive salary starting at EUR 80,000.
Das voraussichtliche Gehalt liegt zwischen 80000 - 112000 € pro Jahr.
Product Owner Retail (f/m/x) – Business Credit Cards
Card Issuing is a department within Retail Payment & Daily Banking division, responsible for RBI´s credit card business on the Austrian market. We have a strong private individuals customer base and have lately completed our card portfolio with the introduction of a business product for legal entities. We strongly commit to further invest in our people, products and technology to continue shaping the Austrian (cards) payment landscape.
As a Product Owner, you will take over the product responsibility for Business Credit Cards (legal entities) within the Card Issuing team and work on further driving sustained business growth by creating superior customer experience.
Your mission at RBI:
- Take over product responsibility for Business Credit Cards (legal entities)
- Drive continuous product improvement through metrics and user-driven insights to secure sustainable business growth
- Acting as representative and central point of contact for your product; within the Card Issuing team, the RBI AT credit card tribe (agile setup) and expert groups within Raiffeisen Sektor AT
- Develop and implement a comprehensive strategic plan as well as maintaining and executing on the Card Issuing product roadmap
- Identify and capitalize on new business trends and opportunities in-line with the RBI Retail strategy
- Optimize UX and further build out customer self-service channels, utilizing capabilities within RBI group
- Continuously monitor and measure product and business performance to secure sustainable business development and derive corrective measure (if applicable)
Your core competencies:
- Experience in managing a credit card portfolio from product side (or experience in managing business debit cards)
- Demonstrated project and product deliveries; solid experience of working in agile environments
- Well-developed product management skills including agile environments
- A deep understanding of the credit card business and/or card based financial solutions
- You have a holistic understanding of the credit card issuing value chain and related processes
- Working knowledge of applicable card & banking, regulatory and compliance policies / laws / regulations
- Effective communication and persuasion skills to deal with internal and external stakeholders, including C-level management
- For this position German and English skills are mandatory
What is in it for you:
- Work Life Balance: flexible working hours (no core time), extensive hybrid working options / work from home
- Easy Moving: relocation allowance & work permit support
- Top-notch Equipment: modern tools & technologies
- International Spirit: multi-cultural teams, English as company language, team building events
- Learning & Agile Working: as part of our DNA & culture
- Canteen: healthy, tasty, and heavily subsidized
- Saving: with vouchers / discounts from our staffs\‘ council (eg. supermarket)
- Further Goodies: free public transport pass, salary account & credit card, reduced gym membership, gender-neutral parental leave, bilingual company kindergarten etc.
- Salary: starting at EUR 80.000,- gross p.a. (basis full-time) including overtime depending on qualification and experience
At Raiffeisen Bank International , we are pleased to have more than 17 million customers in Austria and 12 other CEE countries – what got us here, are our talented people. From the moment you join RBI, you will notice our commitment to creating a working environment where everyone can thrive. We are proud to offer everyone equal chances, irrespective of age, skin color, religious belief, gender, sexual orientation, or origin. Diversity and inclusion are essential components of our vision and mission and are reflected in our values: collaboration, proactivity, learning and responsibility. Our shared mission is to provide a superior customer experience by tackling new issues such as digitalization and changing needs.
Your benefits at one sight:
Join a team that values your well-being and professional development, offering a variety of benefits to support your success. To learn more about the benefits, hover over the icon.
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Product Owner Retail (f/m/x) - Business Cards Arbeitgeber: Raiffeisen Bank International AG
Kontaktperson:
Raiffeisen Bank International AG HR Team
StudySmarter Bewerbungstipps 🤫
So bekommst du den Job: Product Owner Retail (f/m/x) - Business Cards
✨Tip Number 1
Familiarize yourself with the latest trends in the credit card industry, especially regarding business credit cards. Understanding the competitive landscape and emerging technologies will help you stand out as a knowledgeable candidate.
✨Tip Number 2
Network with professionals in the banking and finance sector, particularly those involved in product management or credit card services. Engaging with industry experts can provide valuable insights and potentially lead to referrals.
✨Tip Number 3
Prepare to discuss your experience with agile methodologies and how you've successfully managed product portfolios in the past. Highlight specific projects where you drove improvements based on user feedback and metrics.
✨Tip Number 4
Showcase your communication skills by practicing how to effectively present your ideas and strategies. Being able to articulate your vision for the Business Credit Cards product will be crucial in interviews.
Diese Fähigkeiten machen dich zur top Bewerber*in für die Stelle: Product Owner Retail (f/m/x) - Business Cards
Tipps für deine Bewerbung 🫡
Understand the Role: Make sure to thoroughly read the job description for the Product Owner Retail position. Understand the responsibilities and required competencies, especially regarding credit card management and agile environments.
Tailor Your CV: Customize your CV to highlight relevant experience in managing credit card portfolios or business debit cards. Emphasize your project management skills and any experience in agile settings.
Craft a Compelling Cover Letter: Write a cover letter that showcases your understanding of the credit card business and your ability to drive product improvements. Mention specific examples of how you've successfully managed products or projects in the past.
Highlight Language Skills: Since both German and English skills are mandatory, make sure to clearly state your proficiency in both languages in your application. This can be a key factor in your candidacy.
Wie du dich auf ein Vorstellungsgespräch bei Raiffeisen Bank International AG vorbereitest
✨Understand the Product Landscape
Make sure you have a solid grasp of the credit card business, especially in relation to business credit cards. Familiarize yourself with current trends and challenges in the Austrian market to demonstrate your knowledge during the interview.
✨Showcase Agile Experience
Since the role involves working in agile environments, be prepared to discuss your previous experiences with agile methodologies. Highlight specific projects where you successfully delivered products or improvements using agile practices.
✨Prepare for Stakeholder Engagement
Effective communication is key in this role. Think of examples where you've successfully engaged with internal and external stakeholders, particularly at the C-level. Be ready to explain how you navigated complex discussions and drove consensus.
✨Demonstrate Data-Driven Decision Making
The job emphasizes continuous product improvement through metrics and user insights. Prepare to discuss how you've used data to inform product decisions in the past, and be ready to suggest ways you could apply this approach to the business credit card portfolio.
