Software Engineer II, Backend (Card Acquisition)

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

The Card Acquisition team is critical in bringing our exciting product vision to life.

Like any other financial company, our first impression is essential in communicating trust and value to our customers and partners.

We’re a dynamic, innovative team that drives user acquisition and growth.

We are passionate about creating seamless and engaging experiences that attract and convert users into loyal customers.

Our team leverages the latest technologies and data‑driven insights to optimize the onboarding funnel and drive meaningful impact.

• What You’ll Do
• Work with product and engineering managers to implement business‑critical features enabling new user experiences across the entire stack (React Native for FE and Python, Kotlin for BE)
• Work with team technical leaders to design and implement insightful, forward‑looking approaches that go beyond the direct team and solve significant open‑ended problems.
• Consistently generate simple, elegant designs and write high‑quality code that others can easily understand and leverage.
• Collaborate with the design team to ensure a visually appealing and user‑friendly interface.
• Build relationships with people across engineering and other organizations for project design, implementation, roll‑out, and maintenance.
• Implement robust analytics and tracking to measure the effectiveness of acquisition efforts.
• Work with other backend engineers to integrate with APIs and data sources.
• Participate in code reviews and ensure code quality and adherence to best practices.
• Stay up‑to‑date on the latest web development technologies and trends.
• What We Look For
• 2+ years of experience as a full stack developer
• Prior experience building and maintaining complex full stack systems with cross‑browser support
• Familiarity/Exposure to: React Native, Python / Java / Kotlin
• Knowledge of modern front‑end tech stack (we use Javascript, Typescript, React/Redux, ES6, Webpack, and CSS3)
• Prior experience with monitoring and alerting systems (Sentry. io, Rollbar, Chronosphere, Kibana)
• Experience with A/B testing and experimentation
• A pragmatic, user‑focused approach to delivering high‑quality features safely and incrementally
• A self‑driven and motivated engineer who takes pride and ownership in navigating through ambiguities and solving complex technical/organizational problems
• Passion for working with cross‑functional teams, including product, design, analytics, and business teams
• Eager to learn new things and have a growth mindset
• Pay Grade - L
• Equity Grade - 5

Employees new to Affirm typically come in at the start of the pay range.

Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job‑related skills.

Base pay is part of a total compensation package that may include monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents).

In addition, the employees may be eligible for equity rewards offered by Affirm Holdings, Inc. (parent company).

• CAN base pay range per year: $125,000 - $175,000
• #LI-Remote

Affirm is proud to be a remote‑first company!

The majority of our roles are remote and you can work almost anywhere within the country of employment.

Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office.

A limited number of roles remain office‑based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

• Health care coverage – Affirm covers all premiums for all levels of coverage for you and your dependents
• Flexible Spending Wallets – generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
• Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
• ESPP – An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities.

We are happy to provide reasonable accommodations to candidates in the hiring process.

[For U.

S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking “Submit Application,” you acknowledge that you have read Affirm’s Global Candidate Privacy Notice and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

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