Credit Collections Analyst

Job Description

The Credit Collections Analyst (AR Analyst) plays a key role in analyzing current and delinquent account balances, reconciling open accounts receivable, and driving resolution of past-due balances through reporting, analysis, and proactive communication.

This role coordinates closely with clients, their customers, wholesalers, and internal stakeholders to resolve payment discrepancies, improve collection processes, and maintain accurate financial data within the accounts receivable and SAP systems.

Responsibilities

• Analyze and address current and delinquent accounts, focusing on accounts receivable with significant outstanding balances and initiating appropriate collection activities.
• Perform complex reconciliations of detailed accounts receivable accounts, ensuring that open balances are accurately identified and resolved.
• Report and analyze accounts receivable accounts with significant outstanding balances, and proactively initiate collection efforts based on aging and trend data.
• Ensure that accounts with open accounts receivable are communicated to project management efficiently and in a timely manner, and reconcile related account data on a monthly basis.
• Review, update, and distribute the accounts receivable aging report to internal stakeholders to support decision-making and collection strategies.
• Work with wholesalers to address past-due balances by using reporting and analysis on open balance details, and coordinate with internal teams to resolve outstanding issues.
• Lead and participate in calls with clients, wholesalers, customers, and internal stakeholders to discuss account status, payment discrepancies, and resolution plans.
• Coordinate with Cash Applications, Chargebacks, and Project Management teams to resolve issues affecting payment application, chargebacks, and project-related receivables.
• Maintain the accuracy of financial information by calculating, reconciling, and updating accounts receivable data in SAP and related financial systems.
• Ensure that accounts receivable account information is consistently accurate and up to date in the financial system, supporting reliable reporting and analysis.
• Review accounts receivable reporting to identify potential offers or solutions that can improve cash flow and reduce delinquent balances.
• Identify potential offers to address cash flow issues and elevate them to management as necessary for approval and implementation.
• Communicate clearly and professionally with internal and external stakeholders regarding accounts receivable resolution, payment discrepancies, and collection status.
• Implement process improvements where possible in accounts receivable, reconciliation, and collections workflows to enhance efficiency and reduce recurring issues.

Essential Skills

• 2–3 years of business experience, preferably in accounts receivable, credit analysis, or financial reconciliation.
• Basic understanding of accounts receivable (AR) processes, including aging, collections, and reconciliation.
• Strong analytical skills with the ability to review trend data, recognize exceptions, and interpret financial information.
• Proficiency with computer systems and Microsoft Office Suite, including Outlook, Word, Power Point, and Excel.
• Hands-on experience using Microsoft Excel for financial reconciliation and analysis, including functions such as VLOOKUP and pivot tables.
• Ability to perform complex reconciliations of accounts receivable and other open balances.
• Strong verbal and written communication skills, using clear grammar, syntax, and professional formatting.
• Demonstrated attention to detail and commitment to quality, with quick follow-up on outstanding items and study needs.
• Strong customer focus and the ability to work professionally with clients, customers, wholesalers, and internal stakeholders.
• Demonstrated adaptability, with the ability to handle day-to-day work challenges, adjust to multiple demands, and manage shifting priorities.
• Resilience and flexibility in the face of challenges, maintaining professionalism during disagreements and collection discussions.
• Interpersonal skills that support effective collaboration and negotiation with sponsors, practice sites, and internal teams.
• Experience working with payment discrepancies, account resolution, collection analysis, and aging report review.
• Additional Skills & Qualifications
• Experience working with SAP or similar financial systems to maintain and reconcile accounts receivable data.
• Familiarity with cash flow concepts and the ability to propose offers or solutions to address cash flow issues.
• Experience interfacing with sponsors, practice sites, wholesalers, and internal stakeholders to present different offers and solutions for accounts receivable challenges.
• Ability to identify potential offers or arrangements that may support resolution of delinquent balances and elevate them appropriately.
• Knowledge of cash applications and chargebacks processes and how they impact accounts receivable and collections.
• Comfort working in a traditional office or remote environment, performing a large percentage of time on computer-based work.
• General decision-making ability and familiarity with escalation and conflict resolution practices, even at a developing level.

Work Environment

The role operates within a traditional office-style environment, with the option to work remotely in designated locations such as La Vergne, TN, depending on business needs.

The standard work schedule runs Monday through Friday, from 8:00 a. m. to 5:00 p. m.

Central Time.

A large percentage of the work involves computer-based tasks, including extensive use of Microsoft Office applications, Excel for data analysis, and SAP or similar financial systems for accounts receivable management.

Physical demands are typical of general office work, such as extended periods of sitting, keyboard use, and screen time.

The environment supports professional collaboration with internal teams and external stakeholders through calls, virtual meetings, and regular reporting, with an emphasis on accuracy, responsiveness, and continuous process improvement.

Job Type & Location

This is a Contract position based out of La Vergne, TN.

Pay and Benefits

The pay range for this position is $20.00 - $30.00/hr.

Eligibility requirements apply to some benefits and may depend on your jobclassification and length of employment.

Benefits are subject to change and may besubject to specific elections, plan, or program terms.

• If eligible, the benefitsavailable for this temporary role may include the following:
• Medical, dental & vision
• Critical Illness, Accident, and Hospital
• 401(k) Retirement Plan – Pre-tax and Roth post-tax contributions available
• Life Insurance (Voluntary Life & AD&D for the employee and dependents)
• Short and long-term disability
• Health Spending Account (HSA)
• Transportation benefits
• Employee Assistance Program
• Time Off/Leave (PTO, Vacation or Sick Leave)
• Workplace Type

This is a hybrid position in La Vergne, TN.

Application Deadline

This position is anticipated to close on Jul 29, 2026.

About Aston Carter

Aston Carter provides world-class corporate talent solutions to thousands of clients across the globe.

Specialized in accounting, finance, human resources, talent acquisition, procurement, supply chain and select administrative professions, we extend the capabilities of industry-leading companies.

We draw on our deep recruiting expertise and expansive network to meet the evolving needs of our clients and talent community with agility and excellence.

With offices across the U.

S., Canada, Asia Pacific and Europe, Aston Carter serves many of the Fortune 500.

We are proud to be a Clearly Rated Best of Staffing® Platinum Award winner for both client and talent service.

The company is an equal opportunity employer and will consider all applications without regard to race, sex, age, color, religion, national origin, veteran status, disability, sexual orientation, gender identity, genetic information or any characteristic protected by law.

If you would like to request a reasonable accommodation, such as the modification or adjustment of the job application process or interviewing process due to a disability, please email astoncarteraccommodation@astoncarter. com for other accommodation options.

San Francisco Fair Chance Ordinance

Pursuant to the San Francisco Fair Chance Ordinance, for all positions located in the city and county of San Francisco, we will consider for employment qualified applicants with arrest and conviction records.

Massachusetts Lie Detector

It is unlawful in Massachusetts to require or administer a lie detector test as a condition of employment or continued employment.

An employer who violates this law shall be subject to criminal penalties and civil liability.

Use of Artificial Intelligence (AI)

We may use Artificial Intelligence (AI) to support parts of our hiring process, including sourcing, screening, and evaluating candidates.

AI helps assess applications and qualifications, but final decisions are made by our hiring team.

By applying, you acknowledge and agree that your application may be reviewed using AI tools.

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