Compliance officer

Your Role

As Compliance Officer you own the compliance function.

You are our primary point of contact with supervisors, you keep the Mi CAR licence in good standing, and you advise the board on our regulatory perimeter as the business grows into new services and authorisations.

You also lead the second line day to day.

You oversee the first-line CDD team, act as final review on escalated cases, and own the reporting obligations that come with a licensed crypto-asset service provider.

Alongside that, you work closely with our product and engineering teams, who build the onboarding, monitoring and custody software you rely on.

Several of our processes are still being built.

The expectation is that you help build them.

What you'll do

• Act as the company's primary point of contact with supervisors: AFM, DNB and others.
• Maintain the Mi CAR licence, ensure continuous compliance with applicable regulations, and advise the board on the regulatory perimeter.
• Monitor regulatory developments and translate them into a prioritised implementation roadmap.
• Guide licensing strategy for further authorisations, such as payment services and electronic money.
• Report to the board on compliance status, incidents and key risk indicators, and deliver periodic reporting to supervisors.
• Maintain company policies and procedures, and make sure they are current and applied throughout the organisation.
• Advise product and engineering teams on compliance-related software, including customer onboarding and review flows, transfer services and custody arrangements.
• Maintain the compliance monitoring and testing programme, and track remediation of findings from audits and supervisory reviews.
• Oversee the first-line CDD team and act as final review on escalated cases.
• Own second-line reporting processes: transaction monitoring escalations, reporting of unusual transactions to FIU-Nederland, and sanctions screening and notification obligations.
• Oversee compliance with the Travel Rule (TFR) and our DAC8 and CARF reporting obligations.
• Deliver the compliance training programme to internal staff.
• Represent the compliance function externally, including in industry associations.
• Nice to have
• Experience with asset management and institutional lending concepts, and how they apply to bitcoin and other crypto-assets.
• Familiarity with external compliance tools used in this market, such as Comply Advantage, Crystal Blockchain analytics and Notabene.
• Familiarity with fintech partnership models, including banking-as-a-service and third-party custody.
• Experience advising technical teams and translating compliance topics into actionable recommendations.

What you bring

• Five to ten years of experience in compliance at a regulated financial institution: a bank, payment institution, investment firm or crypto-asset service provider.
• Experience applying for and maintaining regulatory licences, and communicating directly with supervisors.
• Experience running a small to medium-sized compliance team, or independent ownership of a significant compliance domain at a larger institution.
• Experience building, owning and implementing company policies and procedures.
• Familiarity with Mi CAR, DORA, Wft, Wwft, Sanctiewet, TFR, DAC8 or comparable EU financial regulations.
• Hands-on experience with CDD, transaction monitoring and unusual transaction reporting. Experience managing first-line CDD analysts is a plus.
• Comfort representing compliance in front of senior management and the board.
• Working knowledge of English and Dutch.
• A university degree in law, finance, economics, risk management or a related field. Professional certifications in compliance, AML or other relevant topics are a plus.
• Comfort in a fast-paced scale-up where processes are still being built.

What we offer

• A gross annual salary of €70,000 to €90,000 depending on experience.
• Full ownership of the compliance function, with direct access to the board.
• The choice between fully remote work and our office in Rotterdam.
• The option to participate in our share certificate programme.
• Travel reimbursement or an NS Business Card for your commute.
• Paid training and learning resources to keep your skills sharp and up to date.
• A fully stocked pantry and fridge at the office, with meals, snacks and drinks included.
• Discounted access to Urban Sports Club and Lease Bike plans.
• A team that takes regulation seriously and builds its own software to support it.
• Contact Us

Send us your CV and a short note on the licence work or compliance domain you are most proud of.

We read every application ourselves and will come back to you within 5 working days.