The Credit Portfolio Analyst / Credit Portfolio Specialist analyzes the overall credit portfolio to assess risk, performance, and exposure across customers, counterparties, industries, and markets. The role involves evaluating portfolio trends, credit quality, concentration risk, and delinquency patterns to identify vulnerabilities and support informed risk management decisions.
The successful candidate will collaborate with credit, risk, finance, and business teams to monitor portfolio limits, assess potential changes in economic conditions, and recommend actions to maintain portfolio quality. This position also prepares portfolio reports, supports stress testing and scenario analysis, and tracks the effectiveness of credit risk strategies.
Qualifications
Role Description
The Credit Portfolio Analyst / Credit Portfolio Specialist analyzes the overall credit portfolio to assess risk, performance, and exposure across customers, counterparties, industries, and markets. The role involves evaluating portfolio trends, credit quality, concentration risk, and delinquency patterns to identify vulnerabilities and support informed risk management decisions.
The successful candidate will collaborate with credit, risk, finance, and business teams to monitor portfolio limits, assess potential changes in economic conditions, and recommend actions to maintain portfolio quality. This position also prepares portfolio reports, supports stress testing and scenario analysis, and tracks the effectiveness of credit risk strategies.
Qualifications
- Bachelor’s degree in finance, economics, accounting, statistics, business, or a related field.
- Relevant experience in credit portfolio analysis, credit risk management, financial analysis, or risk analytics.
- Strong analytical skills, with the ability to evaluate portfolio performance and identify emerging risk trends.
- Understanding of credit quality, concentration risk, delinquency, default rates, and credit losses.
- Ability to analyze portfolio segmentation, exposure distributions, and changes in risk profiles.
- Familiarity with stress testing, scenario analysis, and credit risk models is an advantage.
- Proficiency in Microsoft Excel, including pivot tables, lookup functions, and financial analysis.
- Familiarity with SQL, Power BI, Tableau, Python, or similar analytical tools is an advantage.
- Strong attention to detail and commitment to accurate reporting, documentation, and confidentiality.
- Clear written and verbal communication skills, including the ability to present portfolio insights and recommendations to stakeholders.
- Ability to manage multiple analytical priorities, meet reporting deadlines, and collaborate across teams.
- Professional qualifications such as CFA, FRM, CPA, ACCA, or equivalent are an advantage.
#J-18808-Ljbffr
Kontaktdaten:
Cabinet Numérique Paoul Edou Recruiting-Team
