Corporate Processing Disclosure Specialist

Position Overview

The Corporate Processing Disclosure Specialist aids in the generation and distribution of mortgage loan application disclosures, reviews and ensures accuracy and data integrity of required disclosure documents. This role interacts and coordinates with mortgage loan originators (MLO), processors and other production support staff. The Corporate Processing Disclosure Specialist monitors and tests various aspects of loan files to ensure compliance with TRID, ECOA, and other regulations.

Job Responsibilities

• Assist in answering various disclosure questions related to loan level activities.
• Maintain knowledge of TRID, ECOA and other regulations.
• Review, verify, and ensure that mortgage loan disclosures are accurate and comply with established regulation timelines.
• Prepare supporting documentation to be delivered with early disclosure packages and ensure disclosure packages are completed and securely delivered within the timeframe specified by applicable federal regulations.
• Respond to inquiries from MLOs and other support staff and applicants effectively and concisely; understand customer needs and meet service level agreements.
• Develop and maintain knowledge of federal regulations and disclosure guidelines affecting residential mortgage origination; adhere to regulatory standards and guidelines, and complete required training courses.
• Observe all policies, procedures, laws, regulations, and risk limits specific to the role; report known or suspected violations to the appropriate authority in a timely manner.

Qualifications and Skills

• High School Diploma or equivalent.
• Minimum 1 year of experience performing mortgage production or lending-related activities.
• Experience and understanding of state-specific disclosures.
• Experience with Encompass LOS.
• Understanding of TRID.
• Knowledge of mortgage disclosure formats, regulatory content, and timing requirements.
• Knowledge of banking regulations and corporate policies and directives.
• Proficiency in using Microsoft Office software products.

Benefits

Competitive compensation plan and a robust benefits package, including medical, dental, vision, and 401(k). Company‑provided short‑term disability, an employee assistance program, and a wellness program.

Equal Employment Opportunity

CrossCountry Mortgage supports equal employment opportunity in hiring, development and advancement for all qualified persons without regard to race, color, religion, religious creed, national origin, age, physical or mental disability, ancestry, marital status, uniformed service, covered veteran status, citizenship status, sex (including pregnancy, childbirth, and related medical conditions, and lactation), sexual orientation, gender identity, gender expression, transgender status, domestic violence victim status (where applicable), protected hair style or texture, genetic information (testing or characteristics), or any other protected status of an individual or because of the individual’s association with a member of a protected group or any other characteristic protected by federal, state, or local law (“Protected Characteristics”). The collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self‑expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. The Company is committed to fostering, cultivating and preserving a culture that welcomes diversity and inclusion.

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