Overview
In this role you lead Deel's Credit Risk & Analytics, building AI/ML-based underwriting, real-time portfolio monitoring, and risk-adjusted performance insights. You’ll partner with Product and Engineering to deploy models and embed governance across the business. You will expand credit access to underserved markets by incorporating non-traditional data, and shape underwriting strategy to enable sustainable growth. You’ll drive scalable analytics and risk governance across cross-functional teams to improve outcomes.
Leistungen / Benefits
- Stock grant opportunities
- remote work flexibility
- WeWork access
- country-based perks
- inclusive, equal-opportunity employer
- comprehensive benefits tailored by location
Verantwortungsbereiche
- Build and maintain a credit risk analytics capability for portfolio optimization and loss forecasting
- Lead iterative development of underwriting and pricing models, from data sourcing to production deployment
- Incorporate non-traditional data sources (transactional, behavioral) to improve predictive accuracy and access
- Architect real-time monitoring, automatic alerts for portfolio health, KRIs, concentration exposure, and collections
- Identify risk signals for new products, markets, or customer segments
- Design and run A/B tests for underwriting criteria, pricing, and segments
- Develop credit risk governance processes, including committees, reporting, and escalation
- Ensure models/pipelines are auditable, scalable, and deployment-ready
- Collaborate with Product, Sales, Operations, Compliance, and Engineering on underwriting strategy
- Apply predictive analytics to optimize collections and recovery outcomes
- Provide analytics training and documentation to raise risk literacy across teams
Zentrale Anforderungen
- 15+ years in credit risk management with leadership in consumer and SME lending
- Hands-on experience building, validating, and deploying AI/ML underwriting or scoring models
- Experience using alternative data for lending
- Proven ability to manage credit risk for new products, markets, and segments
- Strong leadership and ability to train non-technical stakeholders in analytics and risk concepts
- leadership
- communication
- cross-functional collaboration
- AI/ML underwriting models
- real-time analytics and monitoring
- alternative data usage
Senior Director, Credit Risk and Analytics in Kassel Arbeitgeber: Deel
Deel ist ein hervorragender Arbeitgeber, der seinen Mitarbeitern die Möglichkeit bietet, in einem dynamischen und vielfältigen Umfeld zu arbeiten, das Innovation und kontinuierliches Lernen fördert. Mit einer starken Unternehmenskultur, die auf Inklusion und Chancengleichheit setzt, profitieren Mitarbeiter von flexiblen Arbeitsmodellen, umfangreichen Schulungs- und Entwicklungsmöglichkeiten sowie attraktiven Vergütungsprogrammen. Als Teil eines globalen Teams haben Sie die Chance, bedeutende Herausforderungen zu meistern und einen echten Einfluss auf die Zukunft der Arbeit zu nehmen.
