Software Engineer, Lending

The Role

As a Full Stack Engineer on our Lending team, you’ll help deliver impactful projects at scale and support the technical direction of lending products that reach millions of customers.

What You’ll Do

• Lead technical design and implementation for projects powering our lending platform
• Set architectural standards and ensure best practices in code quality, performance, and scalability
• Partner closely with product, design, and operations to shape and deliver lending product strategy
• Oversee optimization of systems for reliability, security, and scalability
• Own technical decision-making, balancing rapid delivery and sustainable solutions

You Bring

• 8+ years of experience building and scaling distributed systems, high-throughput APIs, or data-intensive services
• Solid hands-on full-stack engineering skills, with proficiency in backend architecture and modern frontend frameworks
• Experience designing or working on reliable, secure, and high-performance systems—ideally in payments, lending, or other regulated consumer finance domains
• Clear communication skills and a collaborative working style
• Initiative and growth mindset—eager to learn and contribute as a team player

Tools We Use

• We use Node and TypeScript on the server, leveraging the NestJS framework in a microservice-oriented architecture running on Kubernetes and AWS.
• On the client side, we build and ship features for iOS, Android, and web platforms using React Native.
• We also embrace AI-assisted development, so engineers have their choice of Claude Code or Cursor to fit their workflow.
• Experience with our exact stack isn’t required—familiarity with modern software engineering practices will help you ramp up quickly.

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1401(k) plan with company match
• Remote-friendly (US), flexible time off (FTO), and opportunities for growth
• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

Initial Interview with Talent Partner

Technical or Hiring Manager Interview

Team Interview

Executive Interview

Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.