Senior Treasury Manager (m|f|x)

At Multitude, we’re more than just a listed European FinTech company—we’re a team driving financial innovation. We provide digital lending and online banking services that empower consumers, SMEs, and FinTechs to grow and succeed.

Powered by our Growth Platform, we operate through three business units: Ferratum, offering seamless mobile banking for consumers; CapitalBox, providing flexible financing for SMEs; and Multitude Bank, supporting non-bank lenders and FinTechs.

In 2024, we achieved €263.7 million in revenue and €20.2 million in net profit, reflecting strong financial growth. With 700+ employees across 25 countries, we’re shaping the future of finance in 17 markets. Founded in 2005 in Finland, Multitude is listed on the Frankfurt Stock Exchange (MULT).

As Senior Treasury Manager, you will play a pivotal role in managing the Group’s liquidity, supporting international cash pooling, optimizing financial structures, and helping shape the future of treasury systems and policies. This Group-level role reports directly to the Head of Treasury and Investor Relations and offers full exposure to the company’s global treasury function.

• Develop and implement international cash pooling and an in-house payment factory solution
• Lead financial disposition and liquidity planning (short and medium term)
• Support hedging activities related to interest rate and currency risk
• Provide financial support to Group companies implementing financing strategies
• Oversee intercompany transfers, currency trading, and cash management operations
• Manage bank accounts and user access administration
• Create and maintain treasury policies and operational guidelines
• Lead strategic treasury projects, including a new Treasury Management System (TMS) rollout
• Enhance and expand the Group’s treasury reporting systems
• Contribute to the continuous evolution of the Group Treasury function
• Bachelor’s degree in Finance, Economics, or related field
• 4–6 years of relevant treasury experience in a corporate or financial institution
• Solid understanding of cash management, liquidity planning, and FX risk management
• Familiarity with international treasury operations and systems
• Strong analytical mindset and excellent attention to detail
• Advanced Excel skills
• Fluent in English; German is an advantage

Nice-to-have:

• Experience with Nomentia
• Familiarity with Workday
• A Truly Global Workplace – work with professionals from 40+ nationalities, bringing diverse expertise, perspectives, and a collaborative international culture.
• Hybrid & Flexible Work – we support work-life balance with remote work options and modern office spaces across Europe.
• A Culture of Growth – we invest in your future, offering LinkedIn Learning, mentorship, and professional development programmes, including HiPo and leadership development initiatives to support career advancement.
• Financial Growth Opportunities – benefit from our share purchase matching programme, allowing you to invest in your future with matched contributions and long-term financial rewards.
• Workation Programme – work remotely from different countries for up to 2 months per year, experiencing new cultures while staying connected and productive.
• Private Health Insurance – access premium healthcare coverage for you and your family.
• Pension Scheme – benefit from an employer-supported retirement savings plan.
• Meal Vouchers – receive daily subsidised meal vouchers to support a healthy routine.
• Urban Sports Club Membership – enjoy full access to gyms and wellness centres across Germany.
• Nilo Health Platform – take care of your mental wellbeing with on-demand digital support.
• Public Transport Subsidy – monthly support for your public transit costs.
• Access to Corporate Benefits Portal – explore exclusive discounts on leading brands and services.

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