Senior Android Engineer - Payments

About the opportunity

We are seeking a talented Android Engineer to contribute and evolve our product.

As a Software Engineer at N26, you elevate the standard.

You prevent problems before they happen and bridge the gap between product requirements and technical execution.

You will join the Payments segment at N26.

Our team's goal is to become the primary banking relationship for our customers by providing trustworthy and frictionless money movement experiences.

The Reality: We are a bank, not just an app. We operate at the intersection of high speed trading and strict financial regulation.

The Environment: Markets move fast, and so do we. We operate in a highly dynamic regulatory and technical landscape where requirements evolve rapidly.

The Challenge: You aren't just building features; you are building a real-time trading platform that must be secure, compliant, and responsive.

The

Mindset: We want engineers who love movement.

If you thrive in environments where the goalposts move because the market has moved, you will belong here.

We value inquisitiveness over rigid adherence to a plan.

In this role, you will

• Work in cross-functional teams, understand how the entire puzzle fits together instead of just being a solitary piece
• Take ownership and have an impact on the product
• Ask "Why?" and be prepared to be asked "What do you think about it?"
• Engage in knowledge-sharing within your team as well as beyond
• Understand and work with Agile development methodologies

What you need to be successful

• Bachelor’s or Master’s degree in Computer Science, Software Engineering, or a related field.
• Experience building high-quality Android applications at fast-paced tech companies or fintech startups, with hands‑on experience in designing, implementing, and maintaining scalable mobile solutions.

Skills

• Experience with the Android Open Source Platform and Material Design principles
• Experience with Kotlin
• Experience with Reactive programming - Kotlin coroutines - Flow
• You strive to build Android applications that can be summarized as RSA - Responsive, Slick and Attractive.

You also understand why RSA is important for a Mobile Bank from a cryptographic point of view.

• Code quality tingles your senses - you can see, feel and smell the difference between good and bad architecture.
• You engage in proactive software development but still understand Reactive programming paradigms.
• You'd rather take a Dagger to your heart than have flaky code sitting around for a long time.
• Test cases are the first things you think of before building a feature and the last things you check before pushing your code.
• You like Compose and use it fluently

Nice-to-haves

• Experience with Model-View-View Model architectural patterns
• Able to build software with a focus on testability - Test/Behavior Driven Development, Dependency Injection
• Active participant/speaker at meet‑ups and conferences in the Android community

What’s in it for you

• Accelerate your career growth by joining one of Europe’s most talked about disruptors
• Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.
• As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.
• Additional day of annual leave for each year of service.
• A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, experiences, and backgrounds.
• A relocation package with visa support for those who need it.

Who we are

• N26 has reimagined banking for today’s digital world. Technology and design empower
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