About the Role
We are looking for a Subject Matter Expert in Embedded Finance with strong expertise in collaboration models between financial institutions and non-financial partners .
The role focuses on analyzing and supporting the development of embedded finance ecosystems , where financial services are integrated into non-financial platforms, digital ecosystems, and partner environments . It also covers the reverse model , where non-banking products and services are integrated into the digital channels of financial institutions (e.g., e-banking platforms) .
The position requires a strong understanding of platform ecosystems, partnership structures, and innovative distribution models that enable financial institutions and non-financial companies to collaborate and create new value propositions.
The successful candidate will contribute to the analysis of European embedded finance business cases and partnership models , and help structure knowledge related to innovative financial service distribution through digital ecosystems .
This position is part of a small and dynamic team focused on innovation in financial services and emerging financial business models across the European market .
Key Responsibilities
Embedded Finance Expertise
- Provide expert insight on embedded finance ecosystems and platform-based financial services .
- Analyze business models where financial services are integrated into non-financial platforms and digital ecosystems .
- Assess emerging embedded finance use cases and partnership models .
Financial Ecosystem Partnerships
- Analyze collaboration structures between financial institutions and non-financial companies (e.g., platforms, marketplaces, technology companies).
- Evaluate partnership models enabling financial services distribution through third-party ecosystems .
- Identify strategic opportunities for financial institutions to collaborate with non-financial partners .
Beyond Banking / Reverse Embedded Finance
- Analyze models where non-financial services and products are integrated into banking channels , including e-banking and mobile banking platforms .
- Evaluate opportunities for banks to offer “beyond banking” services through their digital channels .
- Assess ecosystem partnerships enabling banks to distribute non-financial services to their customer base .
Market & Innovation Analysis
- Monitor developments in the European embedded finance landscape .
- Analyze emerging distribution models for financial services within digital ecosystems .
- Evaluate new business models combining financial services and non-financial platforms .
Knowledge Platform Contribution
- Contribute to the development of a knowledge platform documenting European embedded finance business cases and collaboration models .
- Structure and document innovative financial services distribution models and ecosystem partnerships .
- Support AI-driven analysis of embedded finance developments and market trends .
Working Environment
- Work as part of a small, agile, and highly motivated team focused on financial innovation.
- Contribute to initiatives exploring new financial service distribution models and ecosystem partnerships .
- Participate in research and analysis of emerging financial services ecosystems across the European market .
Qualifications
- Degree in Finance, Economics, Business, Technology, or a related field .
- 5–10+ years of professional experience in embedded finance, FinTech, platform ecosystems, or financial innovation.
- Experience gained within:
- FinTech companies focused on embedded finance,
- financial institutions developing ecosystem partnerships,
- technology platforms integrating financial services, or
- consulting or advisory firms specializing in financial innovation.
Skills and Expertise
- Strong expertise in embedded finance ecosystems and platform-based financial services .
- Deep understanding of collaboration models between financial institutions and non-financial partners .
- Knowledge of “beyond banking” strategies and ecosystem-based financial service distribution .
- Strong analytical capability to evaluate new financial services business models and partnership structures .
Personal Profile
- Strong interest in financial innovation and new financial service ecosystems .
- Curious and analytical mindset with strong interest in emerging financial services business models .
- Comfortable working in a dynamic and innovative environment .
- Ability to communicate complex ecosystem and partnership models clearly and effectively .
