- Collaborate on the creation, analysis, review, and updating of credit policies, taking into account market best practices and applicable regulations
- Develop statistical and mathematical models to calculate default risk using credit scoring, Machine Learning, and statistical analysis techniques
- Support the development of models to quantify the profitability of credit decisions
- Participate in credit-granting decisions, including recommendations regarding credit limits and payment terms
- Monitor implemented policies from operational and performance perspectives, analyzing indicators for new vintages
- Conduct periodic portfolio analyses to identify trends, risks, and opportunities for improvement
- Collaborate with credit desk, collections, finance, and systems teams to ensure consistency across policies and processes
- Prepare analytical reports and presentations for senior management and internal stakeholders
Requirements
- Bachelor's degree in Statistics, Economics, Engineering, Mathematics, Physics, or a related field
- Experience with credit analysis and credit policies
- Ability to work with large datasets
- Knowledge of Python or R
- Previous knowledge of credit analysis tools, statistical models, and credit management platforms
- Familiarity with credit regulations and compliance
- Strong verbal and written communication skills
- Previous experience in financial institutions is a plus
Core Competencies
Demonstrates expertise in credit analysis, statistical modeling, and compliance with credit regulations, while effectively collaborating with cross-functional teams to enhance credit policies and decision-making processes.
Highest-signal resume keywords
- Credit Analysis
- Statistical Modeling
- Python
- R
- Credit Regulations
Hard Skills
- Statistical Analysis
- Credit Scoring
- Default Risk Calculation
- Data Analysis
- Mathematical Modeling
Soft Skills
- Verbal Communication
- Written Communication
Industry Keywords
- Credit Policies
- Financial Institutions
- Compliance
- Portfolio Analysis
Tools & Technologies
- Credit Management Platforms
- Statistical Models
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Junior Credit Policy and Modeling Analyst Arbeitgeber: Jobtailor
Als Front Office Supervisor in unserem dynamischen Team bieten wir Ihnen die Möglichkeit, in einem unterstützenden und freundlichen Arbeitsumfeld zu wachsen. Wir legen großen Wert auf die berufliche Entwicklung unserer Mitarbeiter und bieten regelmäßige Schulungen sowie die Chance, Verantwortung zu übernehmen. Unsere Lage ermöglicht es Ihnen, Teil einer lebendigen Gemeinschaft zu sein, während Sie gleichzeitig die Standards unseres Franchise-Partners einhalten und unseren Gästen einen unvergesslichen Aufenthalt bieten.
