The Credit Reporting Specialist / Credit Reporting Analyst prepares and analyzes credit reports to provide accurate, timely visibility into credit exposure and portfolio performance. The role involves consolidating credit data, validating its accuracy, and reporting on outstanding balances, overdue accounts, credit limit utilization, and changes in credit quality.
The successful candidate will collaborate with credit, risk, finance, and collections teams to explain reporting trends, investigate discrepancies, and support management decisions. This position also maintains reporting templates and dashboards, documents reporting processes, and improves data quality and reporting efficiency.
Qualifications
The Credit Reporting Specialist / Credit Reporting Analyst prepares and analyzes credit reports to provide accurate, timely visibility into credit exposure and portfolio performance. The role involves consolidating credit data, validating its accuracy, and reporting on outstanding balances, overdue accounts, credit limit utilization, and changes in credit quality.
The successful candidate will collaborate with credit, risk, finance, and collections teams to explain reporting trends, investigate discrepancies, and support management decisions. This position also maintains reporting templates and dashboards, documents reporting processes, and improves data quality and reporting efficiency.
Qualifications
- Bachelor’s degree in finance, accounting, economics, business, statistics, or a related field.
- Relevant experience in credit reporting, credit analysis, risk reporting, accounts receivable analysis, or financial reporting.
- Strong analytical skills, with the ability to interpret credit data and explain trends and variances.
- Understanding of credit exposure, aging balances, delinquency, credit limits, and portfolio quality indicators.
- Ability to consolidate data from multiple sources and verify its accuracy, completeness, and consistency.
- Proficiency in Microsoft Excel, including pivot tables, lookup functions, and data analysis.
- Familiarity with SQL, Power BI, Tableau, ERP systems, or credit management platforms is an advantage.
- Ability to prepare clear reports and dashboards tailored to stakeholder requirements.
- Strong attention to detail and commitment to accurate reporting, documentation, and confidentiality.
- Clear written and verbal communication skills, including the ability to explain credit information to stakeholders.
- Ability to manage reporting deadlines, coordinate inputs across teams, and prioritize multiple deliverables.
- Professional qualifications such as CPA, ACCA, CFA, or equivalent are an advantage.
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