Associate Director - Cash Flow Modelling & Valuation Analyst

PURPOSE OF ROLE (WHAT IS REQUIRED OF THE JOBHOLDER TO ACCOMPLISH):

• Deliver robust cash flow modelling, valuation, and credit analysis across structured finance and private credit transactions.
• Support risk management and client reporting through accurate and transparent analytical outputs.
• Develop, maintain, and enhance fit-for-purpose financial models and valuation methodologies.
• Ensure consistent, timely, and regulatory-compliant delivery of valuation and analytical products to clients.
• Contribute to the ongoing development of Mount Street’s analytical capabilities, tools, and market offering.

RESPONSIBLE FOR:

• End-to-end delivery of financial modelling and credit analysis across structured finance and private credit mandates.
• Production of valuation, credit, and rating outputs in line with agreed methodologies, timelines, and regulatory standards.
• Ensuring financial models and documentation are robust, transparent, review-ready, and audit-compliant.

CORE RESPONSIBILITIES (FUNCTIONAL RESPONSIBILITIES):

• Translate transaction structures and legal documentation accurately into financial models for structured finance and private credit asset classes.
• Build, maintain, and validate cash flow, valuation, and rating models across structured finance and private credit asset classes.
• Perform expected loss analysis, sensitivity analysis, stress testing, portfolio monitoring, and model validation.
• Deliver high-quality valuation, credit, and rating outputs in line with agreed methodologies, timelines, and regulatory standards.
• Drive continuous improvement of internal models, methodologies, and automation tools, working closely with internal stakeholders and clients.

SKILLS AND COMPETENCIES:

• Solid understanding of European credit markets, transaction structures, and key credit and valuation risk drivers across alternative asset classes.
• Proven hands‑on experience in financial modelling and credit risk analysis, including interpretation of legal and transaction documentation.
• Good knowledge of rating agency methodologies and structured finance analytical approaches.
• High proficiency in Excel and financial modelling tools.
• Interest in automation, data analytics, and applied quantitative methods; programming skills (SQL, VBA, Python) advantageous.
• Strong written and verbal communication skills, with the ability to present complex analysis clearly to technical and non‑technical stakeholders.
• High attention to detail, strong organisational skills, and the ability to balance multiple priorities collaboratively.
• A proactive mindset with a strong sense of initiative and entrepreneurship.

ESSENTIAL APPROVED PERSONS EXAMINATIONS:

• N/A

PROFESSIONAL EXAMINATIONS REQUIRED:

• CFA, AFM/CFM, FMVA or equivalent preferred

OTHER SKILLS REQUIRED, ESSENTIAL OR DESIRED:

• Third language beneficial.
• Strong interest in real estate, infrastructure, and debt markets required.
• Programming knowledge in SQL, VBA, or Python very beneficial.
• Experience or knowledge of working with databases like MS Azure and MS Fabric in combination with MS Data Lake Storage beneficial.