Credit Risk Surveillance Analyst | Risk

Contribute to the performance of Natixis' Credit Riskdepartment as a Transversal Risk Analyst within the Credit Risk Monitoring (CRM) team.

You will work within an international team (Paris/Charenton and Porto) with the followingobjectives:

• Data Governance & Quality: Control andoptimizethe credit risk data lifecycle (governance, controls, remediation).
• Regulatory and internal Compliance: Ensure alignment with regulatory requirements and internal policies.
• Automation & Innovation: Develop and implement solutions for better datautilizationand enhanced risk processes.
• Committee Coordination: Lead andfacilitatecredit risk monitoring bodies.

You will play a key role in mastering credit risk, focusing onratingmonitoringand adhering to regulation and internal frameworks. Your missions will include:

• Ensuring that our internal procedures related torating, linkage, segmentationare fully aligned with the regulatoryand internalframework.
• Drive the monitoring of counterparties to be rated, enhance our rating tracking framework, and strengthen controls across this scope.
• Maintain strong risk oversight by ensuring precise management of group exposures ('grappage')and strict adherence to credit committee-approved limits.
• Monitor key regulatory data tomaintainconsistency across rating frameworks and reporting.
• Participate in projects aimed at enhancing our risk management framework and automating our key processes in this area.

You will contribute to sharing the risk culture with business teams.

You will work in an international environment, within a community of experts who place excellence, impact, and collective action at the heart of everything they undertake.

You have more than three years of experience in a similar role, ideally within a credit risk management department, a bank, or a financial institution.

Key skills and experiences include

• Strong understanding of credit risk concepts, including rating methodologies, counterparty risk, group exposures ("grappage"), and limit frameworks.
• Solid knowledge of banking regulations (e. g., Basel III/IV, CRR) related to credit risk and regulatory reporting.
• Experience inmanaging the credit risk data lifecycle, implementing controls, and performing data reconciliation/remediation.
• Proficiencyin data analysis toolsto support process automation and dashboard creation.
• The ability to effectively train, lead, and share complex concepts with the various teams at Natixis. Excellent oral and written communication skills.
• You have excellent interpersonal skills, a very goodlistening ability, you are
• Rigorousand proactive
• Equipped with a good sense of synthesis and analysis
• Adaptablein order toachieve your objectives

You are fluent in English with a B2 level.

Our workplace reflects the vibrant spirit of our locations, with initiatives such as a Green Transportation Budget, electric bikes and a flexible Hybrid Work Policy.

We promote wellbeing through the Honolulu Wellness Club, a Prayer Room, a Lactation Room, and themed Villages that inspire creativity and collaboration.

Through our ESG and DEI strategies, we are committed to being inclusive, caring, and fair, ensuring every voice is heard and valued.

Natixis in Portugal is a Centre of Expertise whose mission is to transform traditional banking by developing innovative solutions for the business, operations and work culture of Groupe BPCE worldwide.

As part of Groupe BPCE’s international division, Natixis in Portugal designs and delivers solutions for its two core areas – Corporate & Investment Banking and Asset & Wealth Management – as well as transversal services that support all entities across the Group.

With more than 3,000 employees representing 46 nationalities, the teams work across Information Technology, Banking Support Activities, and Compliance, in an integrated, inclusive, and cross-functional way, supporting all business lines and platforms of the Group.

A disruptive mindset and a culture of proximity and agility identify Natixis in Portugal Team and reflect the company's mission to transform traditional banking at a global scale: a perfect match in the Portuguese dynamics and entrepreneurial ecosystem.

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