(Senior) Operational Risk Manager (f/m/d)

Company

Location

Berlin, Berlin

Type

Full-time

Commensurate with experience

Who are we looking for?

• 01
• MaRisk
• 02
• Basel III
• 03
• Second Line of Defense
• 04
• RCSA
• 05
• Scenario Analysis
• 06
• Loss Database Management

(Senior) Operational Risk Manager (f/m/d) at Raisin**Category:** Risk Management

Join Raisin, the world's leading platform for savings and investment products, pioneering the future of finance by connecting over a million investors with banks across the EU, UK, and US. Founded in 2012, our innovative FinTech manages over €80 billion in assets, empowering consumers with better interest rates and providing banks with diversified refinancing. With a diverse team of over 800 people from 75+ countries, we are committed to opening up the global €160 trillion market, offering savings and investments without barriers.As a (Senior) Operational Risk Manager, you will be a critical member of our expert Risk Controlling team, dedicated to fortifying Raisin Group's resilience. This team is instrumental in establishing and maintaining our robust, group-wide risk management framework, meticulously aligned with stringent regulatory standards such as Basel. You will play a pivotal role within the second line of defense, proactively identifying, assessing, monitoring, and reporting operational risks to safeguard our business. This is an exceptional opportunity to apply your in-depth expertise in a dynamic, fast-paced FinTech environment. You will be instrumental in ensuring Raisin's continuous growth is underpinned by sound risk-bearing capacity and strict adherence to regulatory requirements, including MaRisk and Basel III. Your contributions will directly impact our strategic stability and success on a global scale.

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Key Responsibilities

• Identify, assess, monitor, and report operational risks in strict adherence to internal frameworks and regulatory requirements, including MaRisk and Basel III, operating within the second line of defense.
• Lead comprehensive operational risk identification and assessment activities, encompassing Risk and Control Self-Assessments (RCSA), scenario analysis, and robust loss database management.
• Drive proactive follow-up on operational risk events, conducting in-depth lessons-learned analyses with relevant business units to enhance control effectiveness and prevent recurrence.
• Provide independent and expert operational risk input and challenge to new projects and during the New Product Approval Process, ensuring risk considerations are embedded from inception.

Eligibility & Requirements

Given the scope of this role, we anticipate candidates will possess:

• Demonstrable experience in operational risk management within the financial services or FinTech sector, ideally in a second line of defense capacity.
• Profound understanding and practical experience with regulatory frameworks such as MaRisk and Basel III.
• Proven expertise in operational risk identification and assessment methodologies, including RCSA, scenario analysis, and managing loss databases.
• Strong analytical skills with the ability to conduct thorough risk event analyses and derive actionable insights.
• Excellent communication and interpersonal skills, capable of engaging effectively with various business units and senior stakeholders.
• A proactive, results-oriented mindset with the ability to work independently and as part of a collaborative international team.
• Fluency in English is essential for effective communication in our diverse global environment.