Deputy MLRO (AML Compliance)

h3bAbout Nu /b /h3 pNu serves more than 140 million customers, guided by a mission to fight complexity and empower people. The company has been leading an industry transformation through innovative products and human-centered services. /p pProprietary technology and data at scale power Nu’s digital platform, built to promote financial access, advancement, and transparency. Its business model thrives on customer love and lower costs, feeding a flywheel of growth and profitability. Visit our Institutional Page /p pbDeputy MLRO (AML Compliance) /b /p h3bAbout Us /b /h3 pNu is one of the largest digital financial platforms in the world, with more than 127 million customers across Brazil, Mexico, and Colombia. Guided by our mission to fight complexity and empower people, we are redefining financial services in Latin America and this is still just the beginning of the purple future we're building. /p pListed on the New York Stock Exchange (NYSE: NU), we combine proprietary technology, data intelligence, and an efficient operating model to deliver financial products that are simple, accessible, and human. /p pOur impact has been recognized by global rankings such as Time 100 Companies, Fast Company’s Most Innovative Companies, and Forbes World’s Best Bank. Visit our institutional page /p h3bAbout the role /b /h3 pNu Global AG is Nu's Swiss entity, based in Zug. It went live in October 2026 with its AML/CFT and sanctions framework already in place: entity risk analysis, internal directives, customer risk classification, monitoring and screening standards, and MROS reporting. The same team also drives the next steps of Nu's expansion in Europe. /p pWe are looking for a senior AML professional to act as deputy to the Head of AML/CFTP Sanctions. In 2027 you will take over the day to day MLRO duties of the Swiss entity, so the Head of AML can focus on strategy, and you will help take the framework built in Switzerland to new markets in Europe, adapting it to the new EU AML package (AMLR and AMLD6). /p pYou will join a small, senior team where everyone owns their decisions and does the work themselves. You will work directly with senior management, the first line, our auditors and our regulators. /p h3bYou'll be responsible for /b /h3 ul lipAct as deputy to the AML Compliance Officer (MLRO) and stand in whenever needed /p /li lipRun the day to day MLRO activities: escalated cases, decisions on reports to MROS under Art. 9 AMLA through goAML, and sanctions duties towards SECO, including asset freezes /p /li lipReview and challenge the first line: sample based quality assurance of alert handling and case files, and sign off on changes to transaction monitoring rules and screening thresholds /p /li lipKeep the framework current: entity risk analysis, internal directives and procedures, and the annual AML/CFT report to the Board /p /li lipIssue the financial crime opinion on new products, features and material changes at the Product Risk Committee /p /li lipBe the point of contact for our SRO, MROS, SECO and the external AML auditor, and for due diligence requests from partner and correspondent institutions /p /li lipOwn the AML/CFT training plan and the training duty under Art. 8 AMLA /p /li lipAs Nu expands in Europe, adapt the Swiss framework to the new EU AML package (AMLR and AMLD6) and turn it into binding control requirements for product, engineering and operations /p /li /ul h3bWe are looking for someone who has /b /h3 ul lipServed as MLRO, AML Compliance Officer or formal deputy at a regulated financial intermediary in Switzerland, supervised by FINMA or an SRO, or in the EU (mandatory) /p /li lipLives in Switzerland today (mandatory) /p /li lipMeets the fit and proper requirements that regulators apply to AML officers (mandatory) /p /li lipHolds the CAMS certification (mandatory) /p /li lipSpeaks fluent English, our working language, and fluent German (mandatory) /p /li lipHas practical experience with the Swiss AML framework (AMLA, AMLO, FINMA AMLO and SRO rules, MROS and SECO reporting), the EU AML framework, or both, and a working knowledge of the new EU AML package (AMLR and AMLD6) /p /li lipHas built or set up an AML function or framework /p /li lipHas taken and defended reporting and freezing decisions, and has dealt directly with FINMA, SROs, other regulators and external auditors /p /li lipHas reviewed and challenged first line controls at a senior level: transaction monitoring, sanctions screening, KYC and customer risk classification /p /li lipWrites clearly and precisely in policies, opinions and regulatory correspondence /p /li /ul pbNice to have /b /p ul lipSanctions expertise: screening, list management, asset freezes and reporting under Swiss and EU sanctions regimes /p /li lipExperience with international remittances and cross border payments /p /li lipTravel Rule compliance, including for digital assets /p /li lipExperience in a fintech or in a newly authorised financial institution /p /li lipComfort using data and AI tools to review alerts, test controls and draft documentation /p /li lipOther certifications such as CGSS, CCAS, Chainalysis Reactor or Chainalysis KYT (recommended) /p /li /ul h3bLocation for this opportunity /b /h3 ul lipZug, Switzerland (you must live in Switzerland today) /p /li /ul h3bOur Benefits /b /h3 ul lipChance of earning equity at Nubank /p /li lipHealth Insurance Allowance for you and your dependents /p /li lipPension Plan /p /li lipAccident Insurance /p /li lipDaily Sickness Benefits /p /li lipLife Insurance Death Benefits /p /li lipNuCare – Employee Assistance Programme, available 24/7 for you and your dependents /p /li lipNuLanguage – Language Course Program /p /li lipExtended Parental Leave /p /li lipInternational Travel Insurance for business trips /p /li lipWork-from-home Allowance and office equipment for working from home /p /li lipParking space at the Zug office /p /li /ul h3bWork Model for this Role /b /h3 ul lipbHybrid 2-3 times/week /b: Our hybrid work model brings us to the office at least twice a week, on strategic days designed to maximize team connection and collaboration. For more details, visit /p /li /ul pOur recruitment process may involve the use of artificial intelligence–enabled tools, such as automated interview transcription and analysis, to support the evaluation process. Artificial intelligence is not used to make final hiring decisions; all decisions are made by human reviewers. /p pTo maintain a consistent and fair process for every candidate, Nu does not provide individualized technical feedback. See how our policy works here /p #J-18808-Ljbffr