Account Executive II (Structured Finance / Portfolio Management)

About the Role

Manage all aspects of an assigned Structured Finance portfolio, ensuring each relationship meets corporate, SBA, and USDA standards for risk management, profitability, and regulatory compliance.

Strengthen client and stakeholder partnerships through proactive portfolio oversight, credit analysis, and solution‑oriented support across complex financing structures.

What You Will Do

• Manage portfolio through complete and current knowledge of client’s financial condition, management’s performance and industry trends, and take timely action so client losses are minimized and do not exceed budgeted standards.
• Review and process loan advances for pre‑development, development, construction, and revolving credit facilities.

Coordinate with third‑party vendors, clients, and internal teams to ensure all disbursements are accurate, in compliance, and completed in a timely manner.

• Conduct ongoing credit assessments, monitor account performance, and proactively identify emerging risks or opportunities within the portfolio by reviewing financial statements, covenant compliance, and production reports.
• Build and maintain strong relationships with clients, vendors, manufacturers, and internal partners to support deal flow and enhance customer experience.
• Oversee problem loans and workout credits by developing action plans, coordinating with credit and risk teams, and guiding clients toward resolution strategies that protect portfolio performance.
• Coordinate and collaborate with internal and external auditors, regulatory agencies, and SBA/USDA representatives by providing required documentation, responding to inquiries, and supporting timely and accurate audit and review processes.
• Prepare quarterly and annual portfolio reviews and present key findings, trends, and risk assessments to Pathward’s credit and executive leadership teams.
• Structure and underwrite changes to existing deals for management.
• Other duties as assigned.
• What You Will Need
• Bachelor's degree or equivalent education and work experience.
• 3+ years relevant experience.
• Customer service.
• Communication skills (verbal & written).
• Collaboration.
• Financial Acumen.
• Familiarity with Government Guaranteed Lending Programs, including but not limited to SBA (7a), USDA B&I, REAP and BIA.

The responsibilities listed above are not all inclusive and may be changed at any time.

This role is also eligible for an annual performance‑based incentive opportunity.

Pathward offers a comprehensive benefits package for eligible employees, including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

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We provide equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence or any other class protected by federal, state and local laws.

Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment and forfeiture of other rights.

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