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- Aufgaben: Analyze and assess customer portfolios to identify risks and trends.
- Arbeitgeber: ProCredit is a development-oriented bank group focused on SMEs across Europe and South America.
- Mitarbeitervorteile: Enjoy a great work atmosphere, flat hierarchies, and perks like gym memberships and transportation passes.
- Warum dieser Job: Join a team that impacts social and environmental development while working on challenging projects.
- Gewünschte Qualifikationen: Degree in economics or business, strong analytical skills, and proficiency in MS Excel required.
- Andere Informationen: Experience with SQL and PowerBI is a plus; passion for social improvement is essential.
Das voraussichtliche Gehalt liegt zwischen 36000 - 60000 € pro Jahr.
ProCredit is an international group of development-oriented commercial banks for small and medium-sized enterprises (SMEs). Active in South Eastern and Eastern Europe, South America and Germany, our overarching goal is to combine a high developmental impact with economic success. The following position is based in Frankfurt am Main at ProCredit Holding, the parent company of the ProCredit group.
For our Group Credit Risk Management team, we are seeking a motivated Credit Risk Specialist (m/f/d) - Customer Portfolio Assessment and Analysis.
What we offer
The Group Credit Risk Management team is responsible for assessing and managing the ProCredit group's Credit Risk arising from lending to our target group of SMEs and private individuals. The team's overall responsibilities include:
- Defining the group credit risk management framework
- Assessing the credit risk for individual loan exposures
- Monitoring and assessing the portfolio development
- Quantifying credit risk
As a member of the Group Credit Risk Management team, you will be directly involved in monitoring and assessing the group portfolio development, by:
- Analysing the overall development and quality of the group and banks' loan portfolio
- Analysing different aspects of portfolio development e.g., quality, concentration, regional and sectoral development, to identify any significant risks or trends
- Collecting and processing data, performing analyses, delivering formal reports and presenting key findings, and whenever possible, mitigation measures
- Following regulatory requirements related to the area of credit risk controlling and timely adapting processes in this respect
- Managing projects related to credit risk reporting and portfolio assessment, including data infrastructure, processes and data quality
- Supporting the group credit risk management team in the continuous development and optimisation of credit risk controlling processes
What we expect
- A degree in economics, business administration or a similar course of study
- Strong analytical and critical thinking skills
- Knowledge of economic and accounting principles and practices, banking, and the analysis and reporting of financial data
- Experience in assessing customer portfolios and managing credit risk by setting and monitoring limits will be considered an advantage
- Excellent command of written and spoken English
- Affinity and technical skills for processing data, proficiency with MS Office applications, specifically with MS Excel as advanced user
- Knowledge of SQL and PowerBI is an advantage
- Excellent interpersonal and communication skills
- Ability to work meticulously both independently and as part of a team
- Passion for contributing to social and environmental development and improvement
What you can expect
- A pleasant and open working atmosphere and an international team
- Flat hierarchies and short decision paths
- Interesting and challenging tasks and cross-team project work
- Great location in the Bockenheim district of Frankfurt am Main
- Company pension scheme
- Deutschland Ticket (country-wide transportation pass valid on regional trams, busses and trains)
- EGYM Wellpass (membership valid at a number of gyms throughout Germany as well as for online fitness courses)
- JobRad (pick a bike and pay a monthly rental fee to the company with the option to buy after three years)
Have we caught your interest? We look forward to receiving your application documents, including a motivation letter, salary expectations and desired starting date, by e-mail: jobs-creditriskmanagement@procredit-group.com
To learn more about the ProCredit group, please visit ProCredit Holding's website at: www.procredit-holding.com
Credit Risk Specialist (m/f/d) - Customer Portfolio Assessment and Analysis Arbeitgeber: Procredit Holding
Kontaktperson:
Procredit Holding HR Team
jobs-creditriskmanagement@procredit-group.com
StudySmarter Bewerbungstipps 🤫
So bekommst du den Job: Credit Risk Specialist (m/f/d) - Customer Portfolio Assessment and Analysis
✨Tip Number 1
Familiarize yourself with the specific credit risk management frameworks used in the banking sector, especially those relevant to SMEs. This knowledge will help you demonstrate your understanding of the role and its responsibilities during the interview.
✨Tip Number 2
Brush up on your analytical skills by practicing data analysis and reporting. Use tools like Excel and PowerBI to create sample reports that showcase your ability to analyze customer portfolios and identify trends.
✨Tip Number 3
Network with professionals in the credit risk management field. Attend industry events or join online forums to connect with others who can provide insights into the role and potentially refer you to opportunities.
✨Tip Number 4
Prepare to discuss your passion for social and environmental development during the interview. Be ready to share examples of how your work can contribute to these areas, aligning with ProCredit's mission.
Diese Fähigkeiten machen dich zur top Bewerber*in für die Stelle: Credit Risk Specialist (m/f/d) - Customer Portfolio Assessment and Analysis
Tipps für deine Bewerbung 🫡
Understand the Role: Before applying, make sure you fully understand the responsibilities and expectations of a Credit Risk Specialist. Familiarize yourself with the key tasks such as analyzing loan portfolios and assessing credit risk.
Craft a Tailored Motivation Letter: Write a motivation letter that specifically addresses your interest in the role and how your skills align with the requirements. Highlight your analytical skills and experience in credit risk management.
Highlight Relevant Experience: In your CV, emphasize any previous experience related to credit risk assessment, portfolio management, or financial analysis. Use specific examples to demonstrate your expertise in these areas.
Prepare for Potential Questions: Think about potential interview questions related to credit risk management and portfolio analysis. Be ready to discuss your analytical approach and how you would handle specific scenarios in the role.
Wie du dich auf ein Vorstellungsgespräch bei Procredit Holding vorbereitest
✨Understand the Role
Make sure you have a clear understanding of the responsibilities of a Credit Risk Specialist. Familiarize yourself with the key aspects of customer portfolio assessment and analysis, as well as the specific challenges faced by SMEs in credit risk management.
✨Showcase Your Analytical Skills
Prepare to discuss your analytical and critical thinking skills. Be ready to provide examples of how you've successfully assessed customer portfolios or managed credit risk in previous roles, highlighting your proficiency with data analysis tools like MS Excel, SQL, or PowerBI.
✨Communicate Effectively
Since excellent interpersonal and communication skills are crucial for this role, practice articulating your thoughts clearly. Prepare to explain complex financial concepts in simple terms, as you may need to present findings to non-experts.
✨Align with Company Values
ProCredit emphasizes social and environmental development. Be prepared to discuss your passion for these areas and how they align with your professional goals. Show that you understand the company's mission and how you can contribute to it.