Accounts Receivable Specialist (m/f/d) - Full-time

Your Mission

Welcome to RatePay – RatePay was founded in 2009 and is Europe\’s leading white label provider for BNPL payments. We want to help consumers pay online easily, conveniently, and securely.

Our products include installment payments with instant online confirmation, open invoices, direct debit, and prepayments.
What sets us apart is that we give our consumers full control. How do we do that? We don\’t act as a payment brand between our merchants and customers, but as a technology service provider.

50% of German shoppers have already paid with RatePay, we manage transactions worth around €4.7 billion and process around 2.5 million transactions per month. Through our more than 350 commercial partnerships, we process payments for many of the largest online shops and payment providers, including Eurowings, About You, PayPal, and many more.

As an Accounts Receivable Specialist (m/f/d), you will be involved in day-to-day operations and play your part in ensuring customer satisfaction.

Key responsibilities:

• You are responsible for account management, account clarification, and account reconciliation.
• You independently record and post incoming payments.
• You create payment runs for payments to creditors and debtors.
• You process the payment files of our major customers.
• You will independently develop solutions for customer inquiries and maintain close contact with our internal customer service team.
• You will support the processing of inquiries regarding collection and insolvency proceedings.
• You will independently perform tasks related to accounts receivable.

That\’s What You Bring Along

• You have commercial vocational training or a degree in business administration
• You understand the operational challenges of online retail
• Ideally, you already have experience in accounts receivable and with SAP FI
• You have an affinity for numbers, think analytically, and are quick on the uptake
• You are enthusiastic about your field of expertise and would like to contribute to a fast-growing company with a high level of commitment
• You are open-minded and enjoy working in a team
• You work independently and have the desire to continuously develop yourself
• Very good German and English skills round off your profile

That\’s How Working With Us Will Be

We are more than just a workplace – we are a vibrant community of innovators, team players, and visionaries who love what they do and reward those who work with us. Here, your career is not just a job, but a chance to grow, learn, and make an impact. Discover the amazing, personalized benefits that come with being part of Ratepay. Every month, you’ll have access to a variety of perks:

• Flexible working hours
• Remote work (up to 4 weeks per year within the EU)
• 28 vacation days per year
• Financial security including company pension plan
• Additional medical services (e.g. eye check-ups)
• Monthly team lunch
• Learning & Development (access to various training and platforms, e.g. language courses)
• Gym memberships and fitness offers
• Ratepaw Community: Our office is a dog-friendly space. So feel free to bring your four-legged friend to work when needed!
• Flexible additional benefits – you have a monthly budget of €30 that you can spend on various additional benefits, such as a public transportation pass, vouchers for grocery stores, sports clubs, and much more.

Equal Opportunities & Diversity

We value our diversity and welcome everyone in our team – regardless of ethnic and social origin, religious beliefs, worldview, gender, sexual orientation, physical and mental disabilities, age, marital status, educational background, or nationality.
With over 200 employees and 40 different nationalities, we take our values seriously. These include: personal responsibility, growth, integrity, collaboration, customer orientation, and inclusion.

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