Treasury and Finance Manager (m/f/d)

Here’s What You’ll Be Doing: Together with 220+ bright minds, you will work every day on customised solutions for large online retailers and marketplaces and design the payment solutions of tomorrow. The BNPL (buy now pay later) market has rapidly grown in importance. More than half of all payments in the e-commerce sector are processed with products offered by Ratepay. This has enabled us to grow rapidly in recent years and become one of the leading German fintechs.
Backed by top international private equity investors such as Hellman & Friedman, Advent International and Bain Capital, Ratepay is a fully owned subsidiary of Nexi Group , the largest payment service provider in Northern Europe.

As Treasury & Finance Manager (m/f/d), you will play a central role in the liquidity management and further expansion of Ratepay’s Financing. In addition to your focus on structured finance topics, your role includes the further development of the related processes, including forecasting/reporting.

Your Tasks Include:

• You take the lead in regular liquidity planning and forecasting exercises and own and continue to further develop Ratepay’s forecasting model suite.
• You will support the implementation of new financing structure initiatives and monitor and further develop Ratepay’s existing financing structures.
• You monitor daily liquidity flows and improve our Cashflow monitoring.
• You develop and implement operational short-term Liquidity Forecasting.
• You support the implementation of a Liquidity Control Framework with sign-off matrix and early warning triggers.
• You develop the Investment Strategy for excess cash in line with regulations as stipulated in ZAG (“Investment Portfolio”) and define risk and return profile with an associated limit structure.
• On occasions, you project manage lean teams of BIA and Data (Engineer) teams to develop and/or deploy relevant models and solutions (incl. definition of requirements, project management together with the PM and review and sign-off of results).
• You will monitor KPIs, conduct analyses and prepare presentations for stakeholders.
• You represent the team in group-wide projects.

Your Profile:

• You have a degree in business informatics, business administration, economics or similar. Advanced degree or professional certifications (e.g. CFA, FRM) is a plus.
• You have 3-6 years experience in a Business Planning or Modelling / Treasury / Controlling function with a focus on Cash Management and/or Controlling / FP&A.
• You have experience in structured finance, ideally a good understanding of ABS transactions.
• Previous practical experience with structured finance administration programs (i.e. Moody’s Suite) is a plus.
• You have a high affinity for FinTech’s, especially payment service providers and the associated complexity.
• You display excellent knowledge of MS Office, especially Excel and PowerPoint.
• Any previous practical experience with programming languages, specifically Python (Java) is a plus.
• You have an excellent understanding of numbers, think analytically and have strong conceptual skills.
• You like to work hands-on and are deep in the details.
• You are a strong communicator, show a high service orientation towards all stakeholders involved and are a true team player.
• Business fluent English skills and good German round off your profile.

Equal Opportunities & Diversity:

We value our diversity and welcome everyone to our team. Regardless of ethnic and social background, religious views, worldview, gender, sexual orientation, physical and mental limitations, age, marital status, educational background and nationality. With over 250 employees and 40 different nationalities, we take our values seriously. These include; ownership, growth, integrity, collaboration, customer centricity and inclusion.

#J-18808-Ljbffr