Money Laundering Reporting Officer (MLRO)

Money Laundering Reporting Officer (MLRO)

Remote: Germany

About Revolut

People deserve more from their money. More visibility, more control, and more freedom. Since 2015, Revolut has been on a mission to deliver just that. Our powerhouse of products — including spending, saving, investing, exchanging, travelling, and more — help our 50+ million customers get more from their money every day.

As we continue our lightning-fast growth, our people and our culture are essential to our success. In recognition of our outstanding employee experience, we\’ve been certified as a Great Place to Work. So far, we have 10,000+ people working around the world, from our offices and remotely, to help us achieve our mission.

About the role

Compliance is a key team that ensures Revolut’s products and processes meet regulatory requirements and translate this into the best customer outcomes. We’re looking for a Compliance Manager to ensure that the Financial Crime and Anti-Money Laundering Control frameworks of Revolut are fully operational against money laundering. You‘ll design and shape the future of oversight and compliance by quickly identifying money laundering risk and maintaining our systems and controls.

What you’ll be doing

• Defining, developing, managing, refining, and documenting the Financial Crime and AML programme
• Working closely with the Group FinCrime function and senior managers to identify, assess, and mitigate regulatory compliance risks
• Determining identification and verification standards for customer take-on and AML compliance
• Managing the suspicious activity reporting process, internally and externally
• Communicating with staff to ensure they understand their responsibilities and are trained in Revolut policies and procedures to identify financial crime
• Escalating suspicious activity by making internal reports, and making external reports to regulators and other law enforcement bodies in a timely manner
• Receiving and promptly responding to enquiries from law enforcement agencies
• Serving as a liaison to local authorities, managing filings to the local Financial Investigation Unit
• Supporting the business regarding the launch of new features to ensure regulatory requirements are met
• Collaborating with internal compliance teams to identify steps to mitigate regulatory risks and provide recommendations

What you\’ll need

• 7+ years of relevant experience
• Knowledge and experience of best practice in financial services regulation, fraud detection methodologies, and emerging practice in financial crime and money laundering typologies
• The ability to exercise oversight and understanding of financial crime and AML policies, procedures, and control arrangements in a complex financial operation
• Problem-solving and decision-making skills to analyse complex information and identify the key issue/action to drive resolutions
• Deep knowledge of the EU regulatory environment and key financial crime regimes, including the German AML Act (Geldwäschegesetz)
• An understanding of payment systems and markets with a focus on technology and mobile applications
• Fluency in English and German with great communication skills

Nice to have

• A master’s degree or professional qualification from an internationally recognised body, such as ICA or ACAMS

Get what you need to succeed

• Financial benefits that show we value your work
• Flexibility to work from home, the office or abroad
• A free Revolut Metal subscription loaded with perks
• Exciting events year-round so you can get to know your team

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