(Senior) Credit Operations Expert (m/f/x)

Scalable Capital is a leading digital investment and banking platform with a full banking licence, empowering people across Europe to shape their own finances. Scalable Broker makes it easy and affordable for clients to invest professionally in stocks, ETFs, cryptocurrencies, and derivatives, as well as set up savings plans. Scalable Wealth, the digital wealth management service, offers clients professional investment in ETF portfolios, and is also adopted as a white-label solution by banks and other B2B partners. The company’s offerings are rounded off by attractive interest rates, loans, and private equity. With the European Investor Exchange, Scalable Capital offers an exchange specifically for retail investors. Over one million clients have already entrusted more than €30 billion to the platform. Founded in 2014, Scalable Capital now employs over 700 people across Munich, Berlin, Vienna, Milan, and London. Together with the founding and management team, including Erik Podzuweit and Florian Prucker, they are working on a new generation of financial services. Visit our finance blog or check out our Social Media channels to find out what our Expert Teams have to say. Our Company Values guide us every day in how we work and collaborate. To learn more about them, you can find our values here (English). Job Description Manage all tasks related of our security loan business: Conduct operational reviews, manage communication and documentation of all margin calls Analyse the development of security and loan values within our credit portfolios Partner with our Client Success team to answer credit operations related questions with your expertise Coordinate with other stakeholders such as Risk Management or Product Management on new risk reporting requirements Prepare daily credit reports and deliver weekly and ad-hoc status updates to senior management Develop and implement process improvements to enhance the efficiency and accuracy of credit operations Participate in key committees, sharing data-driven insights and feedback to inform decision-making Qualifications You have relevant experience in a credit-related operational role, ideally at a neo-bank or in FinTech You are comfortable in working with large amounts of data and you have experience in data analysis You are able to navigate database management systems such as Metabase with ease You have a strong analytical mindset with a passion for problem-solving and thinking outside the box You know how to prioritise and ensure deadlines are met You are fluent in English, German skills are a plus You follow a detail-oriented, highly motivated work approach You are either based in Munich or Berlin Additional Information Be part of one of the fastest-growing and most visible Fintech startups in Europe, creating innovative services that have a substantial impact on the lives of our customers Work with an international, diverse, inclusive, and ever-growing team that loves creating the best products for our clients Work from our centrally located offices in the heart of Munich or Berlin, nestled in lively neighborhoods filled with vibrant restaurants, cozy cafés, and a wide range of convenient amenities or choose to work remotely within Germany (if eligible for the job) Be productive with the latest hardware and tools Learn and grow by joining our in-house knowledge sharing or career development sessions and spending your individual Education Budget Learn and experience German culture first hand by joining our free German language classes International relocation support is provided if required Flexible vacation policy and the opportunity to work from abroad Benefit from an attractive compensation package and from the company pension scheme Monthly contribution of 50% for the ‘Deutschland Jobticket’ Say goodbye to order commissions and say hello to your complimentary subscription of Scalable Capital\’s PRIME+ Broker Enjoy flexible and discounted sports activities with Urban Sports Club