Credit Analyst (m/f/d)

We are currently supporting an international financial services provider in hiring a Credit Analyst to strengthen their risk management function. The role sits within an internationally oriented team and offers exposure to a broad range of corporate clients, industries, and cross-border transactions.

You will be involved in the full credit lifecycle, including analysis, decision-making, and ongoing portfolio monitoring, while working closely with internal stakeholders across risk, front office, and international teams.

Responsibilities

• Analyse and assess the creditworthiness of domestic and international corporates across various industries
• Perform financial statement analysis (profitability, liquidity, leverage, cash flow) and prepare internal credit ratings
• Support the preparation of credit decisions, including investment memos and committee materials
• Take ownership of credit decisions within defined limits, including mid- to large-ticket exposures
• Contribute to portfolio monitoring, including identifying risk developments and early warning signals
• Conduct ad-hoc risk analyses and support portfolio steering activities
• Maintain and structure credit-relevant data in internal systems, ensuring accuracy and documentation standards
• Collaborate with internal stakeholders across risk, front office, and international teams
• Support cross-border transactions and alignment with international counterparts
• Contribute to the improvement of credit processes, tools, and internal frameworks
• Ensure compliance with internal policies and applicable regulatory requirements

Qualifications

• Bachelor's or Master's degree in Economics, Finance, Business Administration, or a related field
• Initial experience in credit risk, financial analysis, or a related area (e.g. internships or working student roles) is beneficial
• Strong understanding of financial statements and key credit risk indicators
• Fluent in German and English, both written and spoken
• Strong MS Office skills, particularly Excel
• Analytical and structured working approach with strong attention to detail
• Ability to manage multiple tasks and prioritise effectively
• Proactive, reliable, and ownership-driven mindset
• Strong communication and teamwork skills
• Interest in financial markets and risk management
• Willingness to travel occasionally