Financial Crime Risk Investigative Analyst (US)

• Work Location
• Lewiston, Maine, United States of America
• Hours
• Pay Details

TD is committed to providing fair and equitable compensation opportunities to all colleagues.

Growth opportunities and skill development are defining features of the colleague experience at TD.

Our compensation policies and practices have been designed to allow colleagues to progress through the salary range over time as they progress in their role.

The base pay actually offered may vary based upon the candidate’s skills and experience, job-related knowledge, geographic location, and other specific business and organizational needs.

As a candidate, you are encouraged to ask compensation related questions and have an open dialogue with your recruiter who can provide you more specific details for this role.

• Line of Business
• Financial Crime Risk Management

Job Description

The Financial Crime Risk Investigative Analyst assesses and/or adjudicates and prioritizes incoming alerts and/or investigation requests to determine whether further investigation is required and completes appropriate workflows.

Provides analysis and/or data/evidence gathering support for cases.

Applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.

• Depth & Scope
• Accountable for basic review of incoming files and initial analysis for case preparation and completion
• Makes judgment call on whether an investigation should take place
• Solid understanding of Bank policy and procedures for own area
• First level professional role with focus on performing support within well-defined parameters as directed
• Time horizon and nature of work is short-term focused daily/weekly to monthly
• Provides standard reporting and/or analysis as directed
• Requires basic knowledge of the community/environment function
• Understands key business and functional drivers and processes in the context of their own work
• Generally, works within well-defined parameters under the direction of management and/or senior analysts

Education & Experience

• Undergraduate degree or equivalent work experience
• 1+ year experience
• Customer Accountabilities
• Responds to reports of financial crime activities from within TDBG sources and/or external parties and ensures appropriate areas (internally and/or externally) are made aware of situations requiring further attention
• Reviews all incoming incidents and filters investigations for financial crime or non-criminal nature and forwards on to the appropriate area
• Assesses and contains immediate risk (monetary and brand image) based on incoming information
• Supports risk containment process by making policy/procedural recommendations where applicable
• Acquires and applies strong knowledge of bank procedures, products, and systems to assist investigators in analyzing situations, gathering information, and required documentation and case preparation.

Runs and reviews information against guidelines to ensure accuracy and flag potential deviations and unusual activity

• Ensures reporting is filed in accordance with regulatory requirements
• Assists with the preparation and presentation of AML, Sanctions/ABAC & Financial Crime training material
• Shareholder Accountabilities
• Prioritizes and manages own workload to meet service level requirements for service and productivity
• Contributes to work streams in small to medium sized projects/initiatives, following project protocols
• Prepares data/information for reporting at the functional or enterprise level
• Consistently exercises discretion in managing correspondence, information, and all matters of confidentiality; escalates issues where appropriate
• Be knowledgeable of practices and procedures within own area of responsibility and keeps abreast of emerging trends for own functional area
• Protects the interests of the organization – identifies and manages risks, and escalates non-standard, high-risk transactions/activities as necessary
• Maintains appropriate project records, databases, and information; reports to management and others on project status and updates
• Monitors service, productivity and assesses efficiency levels within own function
• Acquires and applies expertise in the discipline, provides guidance, assistance, and direction to support Officers and others
• Adheres to internal policies/procedures and applicable regulatory guidelines
• Maintains a culture of risk management and control, supported by effective processes in alignment with risk appetite
• Employee / Team Accountabilities
• Participates fully as a member of the team, supports a positive work environment that promotes service to the business, quality, innovation and teamwork and ensures timely communication of issues/points of interest
• Supports the team by continuously enhancing knowledge/expertise in own area and participates in knowledge transfer within the team and business unit
• Keeps current on emerging trends/developments and grows knowledge of the business, related tools and techniques
• Participates in personal performance management and development activities, including cross training within own team
• Keeps others informed and up to date about the status/progress of projects and/or all relevant or useful information related to day-to-day activities
• Contributes to the success of the team by willingly assisting others in the completion and performance of work activities; provides training, coaching and/or guidance as appropriate
• Contributes to a fair, positive and equitable environment that supports a diverse workforce
• Acts as a brand champion for your business area/function and the bank, both internally and/or externally

Physical Requirements

• Never: 0%; Occasional: 1-33%; Frequent: 34-66%; Continuous: 67-100%
• Domestic Travel – Occasional
• International Travel – Never
• Performing sedentary work – Continuous
• Performing multiple tasks – Continuous
• Operating standard office equipment - Continuous
• Responding quickly to sounds – Occasional
• Sitting – Continuous
• Standing – Occasional
• Walking – Occasional
• Moving safely in confined spaces – Occasional
• Lifting/Carrying (under 25 lbs.) – Occasional
• Lifting/Carrying (over 25 lbs.) – Never
• Squatting – Occasional
• Bending – Occasional
• Kneeling – Never
• Crawling – Never
• Climbing – Never
• Reaching overhead – Never
• Reaching forward – Occasional
• Pushing – Never
• Pulling – Never
• Twisting – Never
• Concentrating for long periods of time – Continuous
• Applying common sense to deal with problems involving standardized situations – Continuous
• Reading, writing and comprehending instructions – Continuous
• Adding, subtracting, multiplying and dividing – Continuous

The above statements are intended to describe the general nature and level of work being performed by people assigned to this job.

They are not intended to be an exhaustive list of all responsibilities, duties and skills required.

The listed or specified responsibilities & duties are considered essential functions for ADA purposes.

Our Total Rewards Package

Our Total Rewards package reflects the investments we make in our colleagues to help them and their families achieve their financial, physical and mental well-being goals.

Total Rewards at TD includes base salary and variable compensation/incentive awards (e. g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.

• Learn more
• Accommodation

TD Bank is an equal opportunity employer.

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, status as a protected veteran or any other characteristic protected under applicable federal, state, or local law.

If you are an applicant with a disability and need accommodations to complete the application process, please email TD Bank US Workplace Accommodations Program at

Include your full name, best way to reach you and the accommodation needed to assist you with the applicant process.

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