Senior Data Scientist, Fraud

Senior Data Scientist, Fraud Tools for Humanity Get AI‑powered advice on this job and more exclusive features. About the Company World is building a real‑human network designed to accelerate people in the age of AI. As bots and autonomous agents reshape the internet, people, institutions, and applications need a trusted way to confirm who is a real human while preserving privacy. Our products make this possible: the Orb verifies real people, World ID proves it privately, and World App enables and distributes the new applications made possible by this technology. Together, they form a new layer for AI internet. We’re one of the fastest‑growing networks in tech. More than 17 million people across 160 countries have verified with World ID, and we complete over 350,000 verifications each week. World App is already among the most used wallets globally. Developers are integrating World ID to build safer online experiences and create spaces where real people can participate, earn, and be recognized in ways AI simply can’t replicate. World was founded in 2019 and launched globally in 2023. We are more than 400 people across hardware, software, AI, cryptography, mobile engineering, and global operations. Our teams come from OpenAI, Tesla, SpaceX, Apple, Google, Stripe, Meta, Coinbase, Palantir and MIT Media Lab. We’re backed by leading investors, including a16z, Khosla Ventures, Bain Capital Crypto, Blockchain Capital, Variant, Tiger Global, and Coinbase Ventures, as well as prominent operators and founders across fintech and AI. World has been featured on the cover of TIME Magazine, highlighted in Fast Company’s Next 5 in Fintech, and explored in a Bloomberg deep dive. The New York Times, Bankless and TechCrunch have all recognized our progress in identity, cryptography, AI, and global‑scale hardware deployment. Our leadership is also named to the Time AI 100. About the Team The Fraud and Risk Analytics team is responsible for detecting and preventing fraudulent activities that may endanger the health of the World ecosystem. Our unique growth model of using a global network of Orb Operators to give a free share of Worldcoin to everyone on Earth leads to numerous challenges that no company has ever encountered before. Potential fraud types include large‑scale incentive fraud, social engineering fraud, and presentation attacks. Therefore, sophisticated fraud and risk analytics is essential for World’s long‑term success. About the Opportunity We are looking to hire a Senior Data Scientist to work on the front lines of fighting fraud. You will be responsible for (a) investigating fraud alerts and incidents, (b) monitoring our fraud platform for anomalous activity and taking decisive action, (c) developing novel detection solutions using analytics and machine learning. This role is based onsite in either our Munich or San Francisco offices. In this role, you will: Understand our products, systems and tools; investigate behavioral patterns through data analysis using SQL and other data scripting and visualization tools Lead root cause analysis to identify opportunities to predict, prevent, and mitigate fraud risk according to business expectations Investigate individual events using internal policies and review methodologies to determine if the transactions/events are fraudulent or not Research fraud and user behavior to contribute to machine learning models, rules and other detection systems Triage and forensically investigate fraud‑related escalations from internal and external stakeholders About You Bachelor’s degree in a quantitative field; Master’s degree a plus 6+ years of hands‑on experience as a Data Scientist Extensive experience with SQL Programming experience in at least one high‑level programming language (e.g., Python) Experienced in analyzing data and comfortable making impactful decisions in a fast‑paced and sometimes ambiguous environment Attention to detail and ability to multitask Excellent problem‑solving and analytical skills Strong business judgment and communication skills Availability during periods of heightened risk (including on weekends and holidays) Work experience in fraud analytics, fintech, payments, lending, banking, or financial institutions is a plus Experience with building machine learning models a plus High curiosity, strong autonomy, and a deep sense of ownership Practically oriented and “getting‑the‑job‑done” mindset Pay Transparency Statement (for CA and NY based roles) The reasonably estimated salary for this role at TFH in our San Francisco office ranges from $182,000 – $215,000, plus a competitive long‑term incentive package. Actual compensation is based on factors such as the candidate’s skills, qualifications, and experience. In addition, TFH offers a wide range of best‑in‑class, comprehensive and inclusive employee benefits for this role including healthcare, dental, vision, 401(k) plan and match, life insurance, flexible time off, commuter benefits, professional development stipend and much more! The reasonably estimated salary for this role at TFH in our Munich office ranges from €125,000 – €155,000, plus a competitive long‑term incentive package, and may include variable compensation. Actual compensation is based on factors such as the candidate’s skills, qualifications, and experience. By submitting your application, you consent to the processing and internal sharing of your CV within the company, in compliance with the GDPR. Seniority Level Mid‑Senior level Employment Type Full‑time Job Function Engineering and Information Technology Industries Technology, Information and Internet Referrals increase your chances of interviewing at Tools for Humanity by 2x. Get notified about new Senior Data Scientist jobs in Munich, Bavaria, Germany. #J-18808-Ljbffr