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- Aufgaben: Analyze client creditworthiness and prepare reports for the Credit Committee.
- Arbeitgeber: Join a Fortune Global 500 financial institution in Frankfurt.
- Mitarbeitervorteile: Enjoy a competitive salary and a vibrant work environment in the city center.
- Warum dieser Job: Be part of a committed team and make an impact in corporate banking.
- Gewünschte Qualifikationen: Need a degree in finance and 4-5 years of banking experience.
- Andere Informationen: Fluency in German and English is required; Chinese is a plus.
Das voraussichtliche Gehalt liegt zwischen 43200 - 72000 € pro Jahr.
Finance
Frankfurt am Main
220145
About our client
Our client , for whom we are looking for a Senior Credit Analyst (full-time job) is the subsidiary in Frankfurt of a worldwide renowned financial insitution (Fortune Global 500 company) .
Duties and responsibilities:
Credit Review
- Analysis of creditworthiness of clients by using both quantitative and qualitative factors
- Perform rating review and update on the clients
- Preparation of credit review report and presentation to Credit Committee
- Preparation of meetings for Credit Committee and preparation of meeting minutes
Credit Administration
- Checking conditions precedent for loan payment
- Monitoring of existing clients/exposures in compliance with internal and external rules
- Reporting of large exposures and loans of EUR 1million and above to German Bundesbank including management of customer data (“Stammdaten”)
- Management of pledged loans for refinancing purposes to Bundesbank (“MACCS”)
- Risk reports to local Management Board and Head Office
- Establishing and managing credit files (hardcopy and digital)
- Supporting Corporate Banking and Operations for credit related matters
Qualifications and knowledge:
- University degree in economics, finance or banking
- 4 – 5 years of work experience in front or middle office of commercial banks
- Know-how in credit review, rating and risk analysis of corporate clients
- Knowledge of finance, economics and accounting standards
- Knowledge of banking supervisory requirements in Germany (e.g., Banking Act, MaRisk)
- Good skills in MS Office
- Proficient in German and English language, Chinese would be of advantage
What could be offered
- Attractive working environment in an international bank
- Remuneration commensurate with performance and position
- Central location in Frankfurt city centre with excellent transport connections
- A great and committed team
We look forward to receiving your online application.
Contact
#J-18808-Ljbffr
Senior Credit Analyst (m/f/d) Arbeitgeber: Yida Business
Kontaktperson:
Yida Business HR Team
StudySmarter Bewerbungstipps 🤫
So bekommst du den Job: Senior Credit Analyst (m/f/d)
✨Tip Number 1
Make sure to familiarize yourself with the specific banking supervisory requirements in Germany, such as the Banking Act and MaRisk. This knowledge will not only help you during the interview but also demonstrate your commitment to understanding the regulatory environment.
✨Tip Number 2
Brush up on your quantitative and qualitative analysis skills, especially in creditworthiness assessment. Being able to discuss real-life examples of how you've applied these skills in previous roles can set you apart from other candidates.
✨Tip Number 3
Prepare to discuss your experience with credit review reports and presentations. Highlighting your ability to communicate complex information clearly will be crucial, as you'll need to present findings to the Credit Committee.
✨Tip Number 4
Since the role requires proficiency in both German and English, practice discussing financial concepts in both languages. This will help you feel more confident during the interview and show that you're ready for an international working environment.
Diese Fähigkeiten machen dich zur top Bewerber*in für die Stelle: Senior Credit Analyst (m/f/d)
Tipps für deine Bewerbung 🫡
Understand the Role: Make sure to thoroughly read the job description for the Senior Credit Analyst position. Understand the key responsibilities and qualifications required, as this will help you tailor your application.
Highlight Relevant Experience: In your CV and cover letter, emphasize your 4-5 years of experience in the front or middle office of commercial banks. Provide specific examples of your work in credit review, rating, and risk analysis.
Showcase Your Skills: Mention your proficiency in MS Office and your knowledge of banking supervisory requirements in Germany. If you have experience with credit files or reporting to regulatory bodies, be sure to include that.
Craft a Strong Cover Letter: Write a compelling cover letter that explains why you are a great fit for the role. Discuss your educational background in economics or finance and your language skills, particularly in German and English.
Wie du dich auf ein Vorstellungsgespräch bei Yida Business vorbereitest
✨Understand the Credit Review Process
Make sure you have a solid grasp of the credit review process, including how to analyze both quantitative and qualitative factors. Be prepared to discuss your previous experiences in credit analysis and how they relate to the responsibilities outlined in the job description.
✨Familiarize Yourself with Banking Regulations
Since knowledge of banking supervisory requirements in Germany is crucial, brush up on relevant regulations such as the Banking Act and MaRisk. Being able to discuss these topics confidently will demonstrate your expertise and readiness for the role.
✨Prepare for Technical Questions
Expect technical questions related to creditworthiness assessment, risk analysis, and financial reporting. Practice articulating your thought process and methodologies clearly, as this will showcase your analytical skills and attention to detail.
✨Showcase Your Language Skills
Since proficiency in both German and English is required, be ready to switch between languages during the interview if necessary. If you have any knowledge of Chinese, mention it as an additional asset, as it could set you apart from other candidates.
