Junior Credit Eligibility Analyst (German Speaking) (m/w/d)

Junior Credit Eligibility Analyst (German Speaking) (m/w/d) Application Deadline: 2 July 2026 Department: Credit Operations (Europe) Employment Type: Permanent Location: Berlin Reporting To: Weronika Cieraszewska Compensation: €42,000 / year Description Ideal for graduates or profiles with initial experience who want to work analytically and have an interest in FinTech, data, and credit processes. The Berlin office is still being built – so you are joining a team that is just being formed. You work at the intersection of Operations, data, and Credit Decisions and gain direct insight into how financing decisions are prepared in a fast-growing FinTech. As the First Line of Defence in our Customer Journey, you play a central role: you ensure that financing applications are accurate, complete, and ready for the final decision. As a Junior Credit Eligibility Analyst, your primary goal is to review, validate and ensure the quality of applications so that they meet YouLend’s minimum requirements. You work with a high volume of Merchant Cash Advance (MCA) applications from thousands of German companies coming to us via partners such as eBay, Amazon, Just Eat, Shopify and Stripe. You prepare these cases for our Credit Decisions Team, which determines the final credit amount. Key Responsibilities Reviewing and validating financing applications at high volume Analysis of revenue patterns, ownership structures, and business activities Ensuring that all applications meet minimum requirements and internal credit guidelines Preparing structured and complete cases for the Credit Decisions Team Analysis of German bank statements and large volumes of transaction data Identifying relevant payment flows and business activities Precise capturing and structuring of financial data How credit decisions are prepared in a FinTech Analysis of financial data and business models Working with large datasets and structured processes Collaboration between Operations, Risk, and Credit Working in a data-driven, fast-paced environment Skills, Knowledge